Introduction
Motor vehicle accidents that suffered injuries can lead to serious physical, emotional, and financial burdens. While many victims rely on standard motor insurance policy to cover their losses, insurers often minimize payouts, leaving them with far less than they deserve. Many individuals accept these settlements without realizing their full legal rights.
If you have been injured in a motor vehicle accident, you may bring a suit against the driver who caused the accident.
How Insurance Companies Reduce Payouts
Insurance companies prioritize profits and may dispute the severity of injuries, delay claims, or offer low settlements before victims realize the long-term impact of their injuries. Without legal guidance, you may accept compensation that fails to cover medical expenses, lost of income, and other damages.
What Can You Claim?
Compensation goes beyond vehicle repairs. Depending on the severity of injuries, you may claim medical and hospital expenses, loss of income, pain and suffering and loss of enjoyment of life, long-term disability costs and in the case of death, loss of dependency and bereavement. For example, compensation for injury at femur/tibia and fibula with shortening and restriction of movements may range from RM36,000 to RM60,000, while serious injuries like fracture of the vertebra causing quadriplegia can warrant claims up to RM420,000.00.
Why Legal Representation Matters
Insurers have legal teams protecting their interests—so should you. A lawyer ensures you receive fair compensation, gathers evidence, negotiates with insurers, and files legal action if necessary. It is important for you to know your rights and remedies in a motor vehicle accident.
Consult us if you suffered personal injuries and damages in motor vehicle accidents, we provide legal representation and advisory services for the compensation you deserve.